EU FINANCIALS: Erste Group Bank: 3Q25 Results Headlines
Oct-31 07:13
(ERSTBK; A1/A+pos/A)
- Small credit positive. A beat and solid growth from Erste. RoTE hits 18% in Q3. Risk cost ratio (CoR) also ticks up to 24bps as provisions are marginally higher than expectations, but we remain within acceptable ranges. NIM expands 2bps QoQ. CET1 17.5%, +0.1% QoQ.
- Net Revenue €2,919mn vs est. €2,845mn (1.8% QoQ / 4.3% YoY)
- Net Interest Income €1,975mn vs est. €1,907mn (3.2% QoQ / 3.8% YoY)
- Non-Interest Income
- Net Fee & Commission Income €798mn vs est. €782mn (4.7% QoQ / 8.6% YoY)
- Total Non-Interest Expenses €1,362mn vs est. €1,349mn (0.1% QoQ / 7.9% YoY)
- Provision for Loan Loss €136mn vs est. €129mn (40.2% QoQ / 58.1% YoY)
- Net Income €901mn vs est. €831mn (-2.2% QoQ / 1.7% YoY)
- CET1 Ratio 17.5% vs est. 17.7%
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Historical bullets
SILVER TECHS: Fresh Cycle High
Oct-01 07:02
- RES 4: $49.444 - 3.236 proj of the Sep 4 - 16 - 17 price swing
- RES 3: $49.000 - Round number resistance
- RES 2: $47.857 - 2.618 proj of the Sep 4 - 16 - 17 price swing
- RES 1: $47.251 - 2.382 proj of the Sep 4 - 16 - 17 price swing
- PRICE: $46.907 @ 08:01 BST Oct 1
- SUP 1: $44.601/43.287 - Low Sep 26 / 20-day EMA
- SUP 2: $40.856 - 50-day EMA
- SUP 3: $38.580 - Low Aug 28
- SUP 4: $36.965 - Low Aug 20
Trend signals in Silver remain bullish. The metal has traded higher this week as the bull cycle extends. Note that moving average studies are in a bull-mode position too, reinforcing current conditions. Sights are $47.857 next, a 2.618 projection of the Sep 4 - 16 - 17 price swing. Clearance of this level would pave the way for a climb towards the $48.00 handle. Initial firm support to watch lies at $43.287, the 20-day EMA.
GILTS: Opening Calls
Oct-01 06:58
Gilt calls, 90.60/90.62.
EQUITIES: EU Cash Opening Calls
Oct-01 06:58
Estox 50: -0.08%, Dax: -0.27%, CAC: +0.15%, FTSE +0.20%, SMI +0.39%,
