July Conference Board Consumer Confidence comes in at 92.6, vs 95.0 expected

and 98.3 prior (revised from 98.3).

- Present Situation jumped to 94.2 from 86.7, but expectations dropped to 91.5

from 106.1.

- The Conference Board reported a big regional impact from COVID: "Large

declines were experienced in Michigan, Florida, Texas and California, no doubt

a result of the resurgence of COVID-19."